Living in Miami


Dubbed “The Magic City,” Miami is one of the most vibrant metro areas in the U.S., and it’s well on its way to becoming one of the largest international business hubs in the world. In this guide, we’ll explore the Miami way of life and what this city has in store for you.

Exploring Miami’s Local Neighborhoods

Miami’s local neighborhoods cater to various lifestyles. The Miami city life draws in young professionals looking to start their trade and banking careers, while Miami Beach offers a vibrant and energetic party scene. Meanwhile, suburbs such as Key Biscayne, Coral Gables, and Doral are popular locations for raising families. Miami’s population is very accepting of nontraditional families as well, and plays host to large pride celebrations.

When they’re not partying, Miami residents can be found taking advantage of their coveted weather by relaxing on the beach or enjoying nearby natural areas, including Biscayne National Park and the Everglades.

Living the Miami Lifestyle

Residents often enjoy many of the same activities as vacationers, including lounging on the beach. Sports fans fill the metro area’s stadiums to cheer on professional basketball, baseball, and football teams, while active residents pass the time playing golf, deep-sea fishing, and scuba diving.

Life in Miami also has an artistic side, which can be experienced at the Art Basel Miami Beach art fair, as well as in Wynwood and the Design District. These neighborhoods also encompass antiques stores, craft breweries, and vintage sports car dealers. Come sundown, Miami residents enjoy nightlife all over town, from the rowdy bars of Miami Beach to the dance clubs of Little Havana.

The Cost of Living in Miami, FL

When it comes to the cost of living, Miami tends to exceed the national average, and housing stands out as the primary contributor to this disparity. As of 2022, the national average for housing costs in the United States hovers at $383,883, while in Miami, the figures soar significantly higher, with a median home price of $608,742. So if you’re planning to reside in Miami, you should be prepared to allocate a more substantial portion of your budget to housing expenses compared to many other places in the country.

Year-Round Tropical Weather

Residents of Miami bask in warm, sunny weather year-round, though occasional rain storms, flooding, and hurricanes are a concern. Here’s an overview of the seasonal temperatures and rainfall:

  • Winter: 69.6°F
  • Fall: 79.2°F
  • Spring: 76.1°F
  • Summer: 83.7°F

Average Seasonal Rainfall (inches):

  • Winter: 2.3″
  • Fall: 9.9″
  • Spring: 5.3″
  • Summer: 9.7″

Getting Around Miami

Traffic is one of the most cumbersome aspects of Miami Florida living. Many people in Miami rely on their cars to get around, and the metro area is often considered one of the worst places to drive in the country thanks to the aggressiveness of local drivers. According to one local, using your turn signal on Miami highways is considered a sign of weakness.

For those who prefer rideshares, Uber and Lyft operate widely in the area, and they are popular choices among the public for convenient transportation. Additionally, the city has a local public transportation system that includes the Metrobus, Metrorail and Metromover.

Who Calls Miami Home?

Despite Miami’s reputation as a vibrant party town, the metro area’s population skews older than you might expect. The median age is 41, slanting older due to the large number of baby boomers and retirees who live in the region. Many singles also live in Miami.

Miami is also known for its large Hispanic community, many members of which hail from Cuba. During the 1960s, more than 150,000 Cubans sought refuge in the U.S., mainly in the Miami area, during the Cuban revolution. Miami’s diverse population also includes people from the Caribbean and Central and South America, each showcasing their own culture through art, music and culinary traditions.

10 Things to Know Before Moving to Miami

With all it’s pros and cons, you might be wondering “Is Miami FL a good place to live?” Well, let’s explore 10 aspects of this city and find out.

1. Cost of Living: Miami’s cost of living is notably higher than the national average, primarily driven by housing expenses, which are approximately 11% above the norm. However, dining and entertainment options can be relatively affordable.

2. Tropical Climate: Miami revels in a year-round temperate climate, boasting an average temperature of 78°F and tempered by refreshing ocean breezes.

3. Beautiful Beaches: Miami’s pristine sandy beaches are undoubtedly the city’s crowning jewel. Prominent coastal destinations include South Beach, Hollywood Beach, Haulover Beach, and Sunny Isles Beach.

4. Language Diversity: Spanish holds significant influence, with approximately 60% of the population conversant in the language. A working knowledge of Spanish can be advantageous, although English remains the official language.

5. Culinary Delights: Miami’s diverse cultural mix has given rise to a dynamic culinary scene where you can find everything from world-class restaurants to delightful food trucks offering authentic global cuisines.

6. No State Income Tax: Florida, and Miami by extension, is synonymous with tax benefits, notably the absence of state income tax. Entrepreneurs take note: software and digital services are exempt from sales tax.

7. Endless Entertainment: So is Miami a good city to live in? To be honest, it depends on who you ask. One thing’s for sure though, there’s no room for boredom in Miami! The city offers a wide range of leisure activities, encompassing beach life, artistic explorations in Wynwood, world-class museums and numerous other art galleries.

8. Weather Challenges: Miami’s hurricane season, spanning from June 1 to November 30, can usher in sudden weather fluctuations and heavy rainfall. Vigilance is key.

9. Education and Child Care: While Florida is actively working to enhance its education system, it ranks relatively lower in education and affordability. Childcare can also be a significant financial consideration.

10. Crime Awareness: While some neighborhoods might exhibit higher crime rates, Miami is generally considered a safe place to reside. Prior research can help you find a secure place to live.

To sum it up, living in Miami FL means enjoying great weather all year, diverse culture, and fantastic cuisine. But it also comes with high living costs, traffic, and a competitive job market. Make sure you’ve a job lined up and pick your neighborhood carefully. Miami’s unique culture, tax benefits, and safety make it a great place to call home.



Q : How is the job market in Miami?

A : The job market in Miami is competitive, so securing employment before moving is advisable.

Q : Is Miami good place to live?

A : Miami can be an excellent place to live due to its cultural diversity, pleasant weather, and economic opportunities. However, the high cost of living, traffic congestion, and competitive job market are factors to consider.

Q : Is Miami a tax-friendly city for residents?

A : Yes, Miami has no state income tax, making it an attractive destination for those who want to keep more of their earnings.

Q : How much does it cost to live in Miami, Florida?

A : Living costs in Miami can be higher than the national average, with housing expenses being the most significant factor. For more detailed information, check out our comprehensive cost of living section.

Q : Is Miami Florida a good place to live and is it safe?

A : The Miami quality of life is considered safe, but it’s essential to select your neighborhood wisely, as some areas may have higher crime rates.

Chris is a Midwest Transplant that has lived in South Florida since 1999. While he likes to remain active and is an avid sports enthusiast, he's become our go-to provider of reviews of any establishment serving food and booze!